A year ago, I thought I understood finances. Then, my husband switched jobs and didn’t get added to the payroll for two months. When he finally started getting paid, they found a lame excuse to let him go. In the months since then, the only thing I know for sure
Lessons learned with no paycheck
There are several circumstances in life that can result in not getting a paycheck, from job loss, to severe injuries, to the death of a spouse. For us, it was the transition to a new job that left us without a paycheck for two months. Just when I thought I
Talking finances with your spouse
Money seems to be one of the biggest pain points in marriage. In other subjects, we are the epitomy of grace and cordiality, but when talking finances, we may fight like cats and dogs, or avoid the topic entirely. Neither approach gets things done. Today, I’d like to share with
Teaching children about cash
It is fun to watch how children work with cash differently as they grow older. I was recently at the video game store with my 14-year-old son. He was certain he had enough to pay for his game and nerf gun without help. So, he flung, yes flung, his money
The Container principle
Do you have any empty shelves in your kitchen cabinets right now? The answer is a big – probably not! Do you know why? Because it’s human nature for us to fill containers up, and when we fill a container, we tend to get another container. That’s why we tend
Credit Cards for Newbies
My teenagers see me use a credit card all the time, but when I asked, they don’t really know how they work. So, we are going to square one and exploring how credit cards work. If you already understand credit cards, and can use them responsibly, great! But, perhaps you
Need or want?
My mother-in-law, Marcia, was raised after World War II, and when she was married, she was fully responsible for using their money wisely. She had a set amount of money to use for groceries, and learned how to purchase enough food for five people. Her top piece of financial advice
An open hand
My desire is for you to free yourself from the stress that poor financial decisions can bring. I understand what it feels like to lie awake at night because I don’t know how I’m going to pay a bill. I remember that sinking feeling in the pit of my stomach
Torah and finances, an announcement
When we look at Scripture, we find that it has a lot to say about money. From learning to be content, to using fair business practices, YHVH cares how we feel about money, and how we use our money. Since this site, Torah Family Living, is all about helping you
Easy garlic bread
This is a great bread to serve alongside spaghetti, lasagna, and other pasta dishes. I like to make my own french bread when I can. I use my dinner roll recipe and bake the two loaves a little longer than rolls. You can see a picture of the pan I
Sprouted lentils
This isn’t really a recipe, but we are so excited about sprouted lentils that we wanted to make sure you know how to make them, and what to do with them when you do. You can sprout several different kinds of seeds and beans, but lentils are one of our
Simple spaghetti
Need a quick, satisfying meal to feed everyone? This is how we do spaghetti at our house. It’s simple and very affordable. Spaghetti sauce 2 cans crushed tomatoes 28 oz. 1 can tomato paste 12 oz. 3 Tab italian seasoning 2 Tab salt 1 Tab minced garlic Stir all this
Crockpot refried beans
We love refried beans! We eat burritos every Friday, and canned refried beans are not only expensive, but the ingredients can be undesirable. There’s a little free kitchen tip for you! Do your best to replace canned goods with homemade to save money, and to keep your ingredients simple and
Versatile rolls or buns
This is a recipe I have used for years because of its tremendous versatility. This one recipe can give you 24 dinner rolls, 24 burger buns, 2 French bread loaves, 3 baguettes, etc. No, you don’t get all of those. You have to pick lol. This recipe is also great
Simple flat bread recipe
This is my go to flat bread recipe. We use it for bread, pizza, burger buns, etc. It’s simple, straightforward and very versatile. Flatbread Recipe 4 cups flour (I use a combination of white and wheat) 2 tsp salt 1 1/2 cups water 2 TBS olive oil Mix the dry
Simple everyday flatbread
This is my go to flat bread recipe. We use it for bread, pizza, burger buns, etc. It’s simple, straightforward and very versatile. Flat bread recipe 4 cups flour (I use a combination of white and wheat) 2 tsp salt 1 1/2 cups water 2 TBS olive oil Mix the