The two most important financial principles

A year ago, I thought I understood finances. Then, my husband switched jobs and didn’t get added to the payroll for two months. When he finally started getting paid, they found a lame excuse to let him go. In the months since then, the only thing I know for sure is that YHVH has provided […]

Lessons learned with no paycheck

There are several circumstances in life that can result in not getting a paycheck, from job loss, to severe injuries, to the death of a spouse. For us, it was the transition to a new job that left us without a paycheck for two months. Just when I thought I knew something about finances, I […]

Talking finances with your spouse

Money seems to be one of the biggest pain points in marriage. In other subjects, we are the epitomy of grace and cordiality, but when talking finances, we may fight like cats and dogs, or avoid the topic entirely. Neither approach gets things done. Today, I’d like to share with you a few tips for […]

Teaching children about cash

It is fun to watch how children work with cash differently as they grow older. I was recently at the video game store with my 14-year-old son. He was certain he had enough to pay for his game and nerf gun without help. So, he flung, yes flung, his money on the counter. To his […]

The Container principle

Do you have any empty shelves in your kitchen cabinets right now? The answer is a big – probably not! Do you know why? Because it’s human nature for us to fill containers up, and when we fill a container, we tend to get another container. That’s why we tend to fill our cabinets, our […]

Credit Cards for Newbies

credit cards

My teenagers see me use a credit card all the time, but when I asked, they don’t really know how they work. So, we are going to square one and exploring how credit cards work. If you already understand credit cards, and can use them responsibly, great! But, perhaps you are struggling a bit with […]

Need or want?

My mother-in-law, Marcia, was raised after World War II, and when she was married, she was fully responsible for using their money wisely. She had a set amount of money to use for groceries, and learned how to purchase enough food for five people. Her top piece of financial advice is to question every purchase […]

An open hand

My desire is for you to free yourself from the stress that poor financial decisions can bring. I understand what it feels like to lie awake at night because I don’t know how I’m going to pay a bill. I remember that sinking feeling in the pit of my stomach when I opened the mail. […]

Torah and finances, an announcement

When we look at Scripture, we find that it has a lot to say about money. From learning to be content, to using fair business practices, YHVH cares how we feel about money, and how we use our money. Since this site, Torah Family Living, is all about helping you to make Torah the center […]

Easy garlic bread

garlic bread

This is a great bread to serve alongside spaghetti, lasagna, and other pasta dishes. I like to make my own french bread when I can. I use my dinner roll recipe and bake the two loaves a little longer than rolls. You can see a picture of the pan I use below. But, some days […]